{"id":797,"date":"2025-05-10T19:53:15","date_gmt":"2025-05-10T19:53:15","guid":{"rendered":"https:\/\/www.inmobiliariaroses.com\/?p=797"},"modified":"2025-05-10T19:53:15","modified_gmt":"2025-05-10T19:53:15","slug":"fiscalitat-en-la-compra-dhabitatges-a-catalunya-el-que-has-de-saber-el-2025","status":"publish","type":"post","link":"https:\/\/www.inmobiliariaroses.com\/ca\/fiscalitat-en-la-compra-dhabitatges-a-catalunya-el-que-has-de-saber-el-2025\/","title":{"rendered":"Fiscalitat en la compra d’habitatges a Catalunya: el que has de saber el 2025"},"content":{"rendered":"

A PROCASA<\/strong><\/a>, com a referent en el sector immobiliari i reconeguda immobili\u00e0ria a Roses<\/strong>, sabem que un dels dubtes m\u00e9s comuns a l’impacte la compravenda us ajudar\u00e0 a planificar la vostra inversi\u00f3 amb claredat i seguretat. A continuaci\u00f3, us oferim una guia actualitzada per al 2025.<\/p>\n

Impost de Transmissions Patrimonials (ITP)<\/h2>\n

Si compres un habitatge de segona m\u00e0<\/strong>, l’ITP ser\u00e0 un dels principals costos.<\/p>\n

    \n
  • 5% per a menors de 33 anys amb ingressos inferiors a 36.000 \u20ac anuals.<\/li>\n
  • 7% per a fam\u00edlies nombroses, monoparentals o persones amb discapacitat.<\/li>\n<\/ul>\n

    A PROCASA, t’ajudem a revisar si et pots acollir a algun d’aquests beneficis segons el teu perfil.<\/p>\n

    IVA en habitatges d’obra nova<\/h2>\n

    Si compres un habitatge nou directament al promotor<\/strong>, l’impost aplicable \u00e9s el 10% d’IVA<\/strong>, m\u00e9s l’1,5% d’Actes Jur\u00eddics Documentats (AJD)<\/strong> En el cas d’habitatges de protecci\u00f3 oficial, l’IVA pot ser del 4%.<\/p>\n

    Plusv\u00e0lua municipal (IIVTNU)<\/h2>\n

    Aquest impost grava l’increment del valor del terreny des de l’\u00faltima transmissi\u00f3. El paga el venedor<\/strong>, per\u00f2 \u00e9s important que el comprador s’asseguri que es liquidi correctament per evitar futures reclamacions.<\/p>\n

    Altres despeses a tenir en compte<\/h2>\n
      \n
    • Notaria i Registre:<\/strong> aproximadament entre el 0,5% i 1% del preu de l’habitatge.<\/li>\n
    • Gestoria (opcional):<\/strong> si sol\u00b7liciteu una hipoteca, el banc pot gestionar la documentaci\u00f3.<\/li>\n
    • Taxaci\u00f3 i comissions banc\u00e0ries:<\/strong> si es finan\u00e7a la compra.<\/li>\n<\/ul>\n

      Recomanacions fiscals per a compradors<\/h2>\n
        \n
      • Planifica tots els costos abans de signar un contracte d’arres.<\/li>\n
      • Consulta si pots aplicar deduccions fiscals (especialment si \u00e9s el teu habitatge habitual).<\/li>\n
      • Demana assessorament a professionals amb experi\u00e8ncia local.<\/li>\n<\/ul>\n

        La teva compra segura amb PROCASA<\/h2>\n

        A PROCASA<\/strong>, com a immobili\u00e0ria a Roses<\/strong>, t’oferim assessorament integral durant tot el proc\u00e9s de compra. El nostre equip coneix al detall la fiscalitat auton\u00f2mica i local, i treballem perqu\u00e8 prenguis decisions ben informades.<\/p>\n

        \u00bf Vols comprar a Roses, Empuriabrava o rodalies el 2025?<\/p>\n","protected":false},"excerpt":{"rendered":"

        A PROCASA, com a referent en el sector immobiliari i reconeguda immobili\u00e0ria a Roses, sabem que un dels dubtes m\u00e9s comuns a l’impacte la compravenda us ajudar\u00e0 a planificar la vostra inversi\u00f3 amb claredat i seguretat. A continuaci\u00f3, us oferim una guia actualitzada per al 2025. Impost de Transmissions Patrimonials (ITP) Si compres un habitatge […]<\/p>\n","protected":false},"author":1,"featured_media":792,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[],"class_list":["post-797","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sense-categoria"],"yoast_head":"\nFiscalitat en la compra d'habitatges a Catalunya: el que has de saber el 2025 • PROCASA<\/title>\n<meta name=\"description\" content=\"A PROCASA, com a referent en el sector immobiliari i reconeguda immobili\u00e0ria a Roses, sabem que un dels dubtes m\u00e9s comuns a l'impacte la compravenda us\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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