Buying a home is one of the most important decisions in life, and doing so in such a privileged environment as Roses or Empuriabrava, in the heart of the Costa Brava, is a true dream. However, beyond the sale price, it is essential to know what taxes and expenses are involved in the purchase and sale to avoid surprises.
At Procasa, your real estate agency in Roses with years of experience in the Alt Empordà market, we clearly explain the main taxes to be paid when buying a home in 2025 and how to calculate them according to the type of property.
1. Property Transfer Tax (ITP)
The ITP applies when you buy a second-hand property. In Catalonia, the standard rate is 10% of the purchase price or the value verified by the Administration, whichever is higher.
For example, if you buy a property in Roses for €300,000, you will have to pay €30,000 in Property Transfer Tax (ITP).
👉 Some groups, such as large families or young people under 33 with low incomes, may benefit from reduced rates (5% or 7%).
At Procasa, we advise you on all applicable discounts based on your situation and the type of property.
2. VAT and Stamp Duty (New-Build Homes)
If the home is new-build, instead of Transfer Tax (ITP) you will have to pay:
VAT: 10% of the sale price (21% if it is a commercial premises or garage without a dwelling).
Stamp Duty (Documented Legal Acts): in Catalonia, the rate is currently 1.5% of the purchase price.
3. Other expenses associated with the purchase
In addition to taxes, there are other expenses to consider:
Notary fees: between €600 and €1,200, depending on the property price.
Property Registry fees: between €400 and €800.
Administration fees (if there is a mortgage): around €300 – €500.
Appraisal Mortgage, if the purchase is financed: around €400 on average.
At Procasa, we guide you through the entire process, calculating the total expenses so you have a realistic view of the overall cost of the transaction.
Buy with peace of mind and transparency.
The real estate market in Roses and Empuriabrava remains very dynamic, both for residents and international buyers. Having a trusted local real estate agency in Roses allows you to know all your tax obligations in advance and avoid costly mistakes.At Procasa, we’re with you from the very beginning: we select the ideal property, manage the paperwork, and advise you on purchase taxes in Catalonia, guaranteeing a safe and hassle-free purchase.
Procasa, your real estate agency in Roses
If you’re thinking about buying a home in Roses or Empuriabrava, contact us at https://www.procasa.com/es/contacto-procasa. At Procasa we combine experience, local knowledge, and personalized service so you can enjoy the process with complete peace of mind.Procasa – your trusted real estate agency in Roses on the Costa Brava.