Everything you need to prepare before signing
Buying a home is one of the most important decisions you’ll make, both financially and personally. At Procasa, as a real estate agency in Roses with extensive experience in the Costa Brava market, we guide our clients through the entire buying process to guarantee a secure, transparent transaction without surprises.
If you’re thinking about buying a house in Roses, this checklist will help you understand the essential documents you need before signing.
1. Property Registry Extract
The Property Registry Extract is one of the first documents you should request. This document certifies:
Who the current owner is
Whether there are any encumbrances (mortgages, liens, usufructs)
The registered description of the property
At our real estate agency in Roses, we review this document to verify that the property is free of encumbrances or, if not, that these are cancelled before signing.
2. Property Deed
It is essential to verify that the property matches the registry information and that there are no discrepancies in square footage, annexes (garage, storage room), or common elements.
At Procasa, we analyze the deed along with the registry to avoid future problems.
3. Energy Performance Certificate
The Energy Performance Certificate is mandatory in any sale. The seller must provide it before signing the deed. This document indicates the energy consumption level of the property and can influence decisions regarding improvements or renovations.
4. Latest Property Tax Receipt
It is important to verify that the Property Tax (IBI) is up to date. Furthermore, it’s advisable to know the annual amount, as this will be a recurring expense after the purchase.
As a real estate agency in Roses, we review this point to avoid outstanding debts.
5. Certificate from the homeowners’ association
If you are buying an apartment or house in a building with shared ownership, you should request a certificate confirming that the seller is up-to-date on community fees and that there are no outstanding approved special assessments.
6. Certificate of occupancy
In Catalonia, a certificate of occupancy is mandatory to contract utilities such as water, electricity, or gas. It is essential to confirm that it is valid.
7. Earnest money contract
Before the public deed is signed, an earnest money contract is usually signed where a deposit is paid.
This document must be well written and clearly define:
Final price
Deadlines
Financing conditions
Penalties in case of non-compliance
At Procasa, as real estate agency in Roses, we draft clear contracts adapted to each operation.
8. Financial Documentation
If you need a mortgage, you will need to provide:
National Identity Document (DNI) or Foreigner’s Identity Number (NIE)
Latest payslips or tax return
Employment history
Bank statements
Having this documentation prepared speeds up the process.
Trust an experienced real estate agency in Roses
Buying a home in Roses involves reviewing multiple legal and administrative aspects. At Procasa, as a real estate agency in Roses, we accompany national and international buyers at every stage, ensuring that all documentation is correct before signing.
Our goal is for you to buy with peace of mind, security, and complete transparency. If you are looking for a house in Roses or the Costa Brava, we would be delighted to advise you.