{"id":891,"date":"2025-11-10T19:24:58","date_gmt":"2025-11-10T19:24:58","guid":{"rendered":"https:\/\/www.inmobiliariaroses.com\/what-taxes-do-you-have-to-pay-when-buying-a-home-in-roses-or-empuriabrava-in-2025\/"},"modified":"2025-11-10T19:24:58","modified_gmt":"2025-11-10T19:24:58","slug":"what-taxes-do-you-have-to-pay-when-buying-a-home-in-roses-or-empuriabrava-in-2025","status":"publish","type":"post","link":"https:\/\/www.inmobiliariaroses.com\/en\/what-taxes-do-you-have-to-pay-when-buying-a-home-in-roses-or-empuriabrava-in-2025\/","title":{"rendered":"What taxes do you have to pay when buying a home in Roses or Empuriabrava in 2025?"},"content":{"rendered":"<p>Buying a home is one of the most important decisions in life, and doing so in such a privileged environment as Roses or Empuriabrava, in the heart of the Costa Brava, is a true dream. However, beyond the sale price, it is essential to know <span class=\"s1\"><b>what taxes and expenses are involved in the purchase and sale<\/b><\/span> to avoid surprises.<\/p>\n<p class=\"p1\">At <a href=\"https:\/\/www.procasa.com\/es\/\"><span class=\"s1\"><b>Procasa<\/b><\/span><\/a>, your <span class=\"s1\"><b>real estate agency in Roses<\/b><\/span> with years of experience in the Alt Empord\u00e0 market, we clearly explain the main <span class=\"s1\"><b>taxes to be paid when buying a home in 2025<\/b><\/span> and how to calculate them according to the type of property.<\/p>\n<h3><b>1. Property Transfer Tax (ITP)<\/b><\/h3>\n<p class=\"p1\">The <span class=\"s1\"><b>ITP<\/b><\/span> applies when you buy a <span class=\"s1\"><b>second-hand property<\/b><\/span>. In Catalonia, the standard rate is <span class=\"s1\"><b>10%<\/b><\/span> of the purchase price or the value verified by the Administration, whichever is higher.<\/p>\n<p class=\"p1\">For example, if you buy a property in Roses for \u20ac300,000, you will have to pay \u20ac30,000 in Property Transfer Tax (ITP).<\/p>\n<p class=\"p1\">\ud83d\udc49 Some groups, such as large families or young people under 33 with low incomes, may benefit from <span class=\"s1\"><b>reduced rates<\/b><\/span> (5% or 7%).<\/p>\n<p class=\"p1\">At <span class=\"s1\"><b>Procasa<\/b><\/span>, we advise you on all applicable discounts based on your situation and the type of property.<\/p>\n<h3><b>2. VAT and Stamp Duty (New-Build Homes)<\/b><\/h3>\n<p class=\"p1\">If the home is <span class=\"s1\"><b>new-build<\/b><\/span>, instead of Transfer Tax (ITP) you will have to pay:<\/p>\n<ul>\n<li>\n<p class=\"p1\"><span class=\"s1\"><b>VAT<\/b><\/span>: 10% of the sale price (21% if it is a commercial premises or garage without a dwelling).<\/p>\n<\/li>\n<li>\n<p class=\"p1\"><span class=\"s1\"><b>Stamp Duty (Documented Legal Acts)<\/b><\/span>: in Catalonia, the rate is currently 1.5% of the purchase price.<\/p>\n<\/li>\n<\/ul>\n<p>3. Other expenses associated with the purchase<\/p>\n<p class=\"p1\">In addition to taxes, there are other expenses to consider:<\/p>\n<ul>\n<li>\n<p class=\"p1\"><span class=\"s1\"><b>Notary fees<\/b><\/span>: between \u20ac600 and \u20ac1,200, depending on the property price.<\/p>\n<\/li>\n<li>\n<p class=\"p1\"><b>Property Registry fees<\/b><span class=\"s1\">: between \u20ac400 and \u20ac800.<\/span><\/p>\n<\/li>\n<li>\n<p class=\"p1\"><span class=\"s1\"><b>Administration fees<\/b><\/span> (if there is a mortgage): around \u20ac300 \u2013 \u20ac500.<\/p>\n<\/li>\n<li>\n<p class=\"p1\"><span class=\"s1\"><b>Appraisal Mortgage, if the purchase is financed: around \u20ac400 on average.<\/b><\/span><\/p>\n<p>At Procasa, we guide you through the entire process, calculating the total expenses so you have a realistic view of the overall cost of the transaction.<\/p>\n<p>Buy with peace of mind and transparency.<br \/>\nThe real estate market in Roses and Empuriabrava remains very dynamic, both for residents and international buyers. Having a trusted local real estate agency in Roses allows you to know all your tax obligations in advance and avoid costly mistakes.<\/p>\n<p>At Procasa, we&#8217;re with you from the very beginning: we select the ideal property, manage the paperwork, and advise you on purchase taxes in Catalonia, guaranteeing a safe and hassle-free purchase.<\/p>\n<p>Procasa, your real estate agency in Roses<br \/>\nIf you&#8217;re thinking about buying a home in Roses or Empuriabrava, contact us at https:\/\/www.procasa.com\/es\/contacto-procasa. At <span class=\"s1\"><b>Procasa<\/b><\/span> we combine experience, local knowledge, and personalized service so you can enjoy the process with complete peace of mind.<\/p>\n<p class=\"p4\"><b>Procasa \u2013 your trusted real estate agency in Roses on the Costa Brava.<\/b><\/p>\n<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Buying a home is one of the most important decisions in life, and doing so in such a privileged environment as Roses or Empuriabrava, in the heart of the Costa Brava, is a true dream. However, beyond the sale price, it is essential to know what taxes and expenses are involved in the purchase and [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":886,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-891","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sin-categorizar"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>What taxes do you have to pay when buying a home in Roses or Empuriabrava in 2025? &#8226; PROCASA<\/title>\n<meta name=\"description\" content=\"Buying a home is one of the most important decisions in life, and doing so in such a privileged environment as Roses or Empuriabrava, in the heart of the\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.inmobiliariaroses.com\/en\/what-taxes-do-you-have-to-pay-when-buying-a-home-in-roses-or-empuriabrava-in-2025\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What taxes do you have to pay when buying a home in Roses or Empuriabrava in 2025? &#8226; PROCASA\" \/>\n<meta property=\"og:description\" content=\"Buying a home is one of the most important decisions in life, and doing so in such a privileged environment as Roses or Empuriabrava, in the heart of the\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.inmobiliariaroses.com\/en\/what-taxes-do-you-have-to-pay-when-buying-a-home-in-roses-or-empuriabrava-in-2025\/\" \/>\n<meta property=\"og:site_name\" content=\"PROCASA\" \/>\n<meta property=\"article:published_time\" content=\"2025-11-10T19:24:58+00:00\" \/>\n<meta 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